The AI Advantage in Real Estate Lending: How Technology Is Shaping the Housing Market for 2026 and Beyond

Alex Arguelles
November 14, 2025

The U.S. housing market is shifting fast. From house prices and housing inventory to market value trends and real estate forecasts for the next 5 years, investors are navigating one of the most dynamic eras in rental real estate. With questions emerging daily — Are home prices dropping? Is it a buyers or sellers market? What is the best time to buy a house? — investors need more than intuition; they need data, speed and precision.

That’s where Artificial Intelligence comes in.

At the upcoming RISE Digital Conference, we’re spotlighting one of the industry’s leading innovators: Jack BeVier, Partner at Dominion Financial Services — a top national private lender helping investors scale through smarter, technology-driven financing.

Jack’s session, “The AI Advantage: How Artificial Intelligence Is Transforming Real Estate Lending,” will explore how AI is redefining everything from underwriting speed to fraud detection to long-term investment strategy.

But first, let’s dive into the trends shaping today’s market — and why AI matters more than ever.

The State of the Housing Market: 2025–2026 Outlook

Across the U.S., investors are watching housing market trends, trying to understand whether house prices will rise or stabilize, and whether housing market predictions for 2026 point toward opportunity or caution.

Here’s what we know today:

  • Many markets remain inventory-constrained, driving housing prices up.
  • Some metro areas — especially in the fastest growing cities in the U.S. — continue to see high demand, strong market value appreciation, and competitive bidding.
  • Investors are monitoring cash on cash return, cap rate, and the cap rate formula closely as interest rates and rent growth shift.
  • States like Texas, Florida, and the Carolinas stand out as fastest growing states, attracting new households and influencing city trends and housing inventory levels.
  • For investors wondering is real estate a good investment? — residential rental properties remain one of the strongest long-term hedges, even as short-term volatility persists.

Understanding economic patterns — household income percentile movement, migration flows, tax incentives (states without property tax, lowest property tax states), and pricing cycles — is essential for making smart decisions over the next 5 years.

But with so much noise and misinformation, what gives seasoned investors their edge?

Data. Speed. AI-powered insight.

Meet Jack BeVier: AI, Lending, and the Future of Real Estate Investing

Jack BeVier is a veteran real estate entrepreneur and finance expert with deep experience across the entire lifecycle of residential investing — from acquisitions and construction to property management, sales, and lending.

Since joining Dominion Financial Services in 2007, he has helped grow it into one of the largest private lenders in the country, offering fix-and-flip, rental, and new-construction loans to investors nationwide while operating a significant single-family rental portfolio.

Beyond lending, Jack is committed to investor education:

🎙️ Co-host of Real Investor Radio, a podcast focused on advanced strategies, capital structuring, and market analysis.
🏙️ Co-founder of The Small Developer’s Collective, supporting local developers in Baltimore.

Jack understands market cycles, pricing trends, and comparative market analysis — and now he’s helping investors use AI to make better, faster decisions.

Jack’s RISE Session: The AI Advantage

AI is transforming the lending landscape, giving investors tools that were previously unimaginable. In his session, Jack breaks down exactly how these tools work and how you can use them to outperform the market — regardless of whether house prices are going down or inventory is tightening.

Here’s what you’ll learn:

AI-powered underwriting is redefining loan speed

Imagine approvals based on thousands of real-time variables instead of manual review.
This gives investors a major edge in competitive markets.

🤖 Automation removes delays and human bottlenecks

From document verification to appraisal coordination, automation reduces friction and accelerates closings.

🛡️ AI strengthens fraud prevention & portfolio security

As the digital housing market grows, AI tools catch inconsistencies, detect risk, and protect investment portfolios.

📊 AI analytics enable smarter investment strategy

Whether you're analyzing cap rate, cash on cash return, or long-term market projections, AI helps identify the best time of year to buy a house, how market value shifts will affect returns, and where demand is rising fastest.

For investors trying to determine when is the best time to buy a house or whether it’s a buyers or sellers market, these tools are game-changing.

Why AI Matters in Today’s Market

With fluctuating house prices, uncertain housing market predictions for 2026, and investors fighting for deals in the fastest growing cities in the US, understanding trends through technology is no longer optional — it’s a requirement.

AI provides:

  • Market clarity during volatility
  • Better risk assessment
  • Faster decision-making
  • Insights into housing market 2025–2026 trends
  • Accurate property valuations
  • Competitive advantage for scaling rental portfolios

The next wave of real estate winners will be those who embrace AI early.

And Jack is here to teach exactly how.

Don’t Miss Jack BeVier at RISE

RISE Digital Conference is completely FREE and created for investors who want market clarity, new strategies, and cutting-edge insights.

👉 Reserve your seat now → https://bit.ly/3JoHvVG
👉 Learn more about Sell2Rent’s investor model → https://bit.ly/3Uisbf7
👉 Visit Dominion Financial Services → https://dominionfinancialservices.com/

Join thousands of investors preparing for the housing market of tomorrow.

Blog

Enter your information below & start selling!

+1
My Home is a
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Register to our buyers list

We will send new deals that match your buy box as soon as we get them.

+1

Select the states you prefer to invest in*

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Subscribe to the Real Estate Digest. Weekly newsletter.

By submitting this form you are accepting our Privacy Policy, as well as our Disclaimers and Terms of Use.

Illustration of two men shaking hands in the front yard of a house, symbolizing the successful closing and final agreement of a sale leaseback transaction or investment partnership.
Blog

Related Posts

No items found.