Sell your
Florida
home, unlock your equity, and stay as a renter.
Florida
homeowners are sitting on an average of
$200,000
or more in home equity. Access yours in less than 30 days, without packing a single box.
What Is a Residential Sale-Leaseback in
Florida
?
A residential sale-leaseback in
Florida
allows homeowners to sell their property to an investor and remain in the home as a renter. You receive the full sale proceeds in cash at closing — and keep living in your home.
In
Florida
, the process typically takes 30 to 45 days. You sign a lease of one to five years. There is no new debt, no moving required, and no disruption to your daily life.
30-45
days to close
1-5
year lease terms available
$405K
median home price in your state
38.5%
rent-to-income ratio; highest renter burden in nation
31%
of homeowners cost-burdened; second-highest after California
How Does a Sale-Leaseback Work in
Florida
?
Takes 5 minutes
Your pace, your decision
30–45 days to close
Sale-Leaseback in Your
Florida
city
Sell2Rent serves homeowners across USA. Here is what the market looks like near you:
The Real Cost of Owning a Home in
Florida
(2026)
$7,136+/yr
Homeowners Insurance
Highest in U.S. - 181% above national avg - hurricane/litigation driven
~$4,800/yr
Property Taxes
~1.2% effective rate on a $400K home
$400-600/mo
HOA + Maintenance
HOA up 8% YoY - maintenance shifts to investor after leaseback
6.18%
Mortgage Rates
Below national avg - high competition among lenders
For many
Florida
homeowners, renting after a sale-leaseback saves
$3,100 or more per month
compared to the full cost of ownership. And you still get to stay in the home you love.
Take Back Control. Stay Home.
Behind on payments? You can sell your home, cash out your equity, and stay as a renter. Stop the foreclosure timeline, protect your credit, and keep your family right where they are. Same home. Fresh start.
- ✓ Stops foreclosure timeline
- ✓ Protects your credit score
- ✓ Stay in your home
Florida
homeowners come to us from many situations.
If any of these sound familiar, a sale-leaseback may be worth exploring.
Financial pressure or falling behind
A sale-leaseback lets you reset financially without leaving your home or absorbing the credit impact of a foreclosure. Access your equity and stay.
Going through a divorce
Both parties receive their fair share of home equity in cash, while the occupying spouse can stay — reducing disruption for families and children.
Equity-rich but cash-limited
Convert your home equity to liquid cash without the obligation of a reverse mortgage, a HELOC, or the need to downsize. No new debt, no interest.
Unexpected medical costs or debt
Access your equity in 30 to 45 days, without disrupting where you live or adding new financial obligations to your plate.
You worked hard for your home. Keep it.
Sell2Rent connects
Florida
homeowners with investors who want a home with a resident already in place. Sell, cash out, stay.
- ✓ No credit check
- ✓ No obligation
- ✓ Most offers in 24 hours
- ✓ Available across all USA
Why choose Sell2Rent for a sale-leaseback in Florida?
Sell2Rent specializes in Florida's market where the median price is $405K and homeowners face $5,000+/yr in insurance, ~$4,800/yr in taxes, and $400-600/mo in HOA. We match you with investors in Miami-Dade, Tampa Bay, Orlando and beyond. The process closes in 30-45 days, with lease terms of 1-5 years. Your home stays private - no public listings, no strangers walking through.
How can Sell2Rent help me sell my home in Florida without moving?
Sell2Rent connects Florida homeowners with vetted investors who purchase your property and lease it back to you. With $200,000 in average equity at stake and ownership costs of $3,100 or more per month, Sell2Rent handles everything: property listing to investors only, offer review, closing coordination, and lease setup. No open houses, no repairs, no moving. You get cash at closing and stay in your home.
Why should Florida homeowners consider a sale-leaseback now?
Home equity averages $200,000, ownership costs total $3,100 or more per month, and #1 State in foreclosure filings (Jan 2026). A sale-leaseback converts equity to cash, reduces monthly expenses, and lets you stay in the home you love.
Are foreclosures rising in Florida?
Yes - #1 State in foreclosure filings (Jan 2026). Also, 38.5% rent-to-income ratio; highest renter burden in nation. A sale-leaseback is a proactive alternative: sell your home, receive equity as cash, and stay as a renter, avoiding the credit damage of foreclosure.
How do HOA and maintenance costs add up in Florida?
HOA/maintenance in Florida averages $400-600/mo (HOA up 8% YoY - maintenance shifts to investor after leaseback). Add unexpected repairs like a new roof or HVAC, and costs spike fast. After a sale-leaseback, all maintenance becomes the investor's responsibility.
With mortgage rates at 6.18% in Florida, is selling better than refinancing?
At 6.18% (Below national avg - high competition among lenders), refinancing rarely provides relief. A sale-leaseback eliminates the mortgage entirely. Instead of $3,100 or more per month in total ownership costs, you pay a single, predictable rent. No more rate uncertainty.
How does a sale-leaseback work in Florida?
You sell your home to a vetted investor and sign a lease to stay as a renter. Closing takes 30-45 days, lease terms range 1-5 years. You get your equity as cash and eliminate ownership costs like ~$4,800/yr/year in taxes and $5,000+/yr in insurance.
What's happening in the Florida housing market right now?
Florida's median home price is $405K, with key metros including Miami-Dade, Tampa Bay, Orlando. Notable trend: #1 State in foreclosure filings (Jan 2026). Five-year equity by metro: Miami-Dade (~$202K), Tampa Bay (~$104K), Orlando (~$104K). Current conditions support strong home values for sale-leaseback opportunities.
How do property taxes impact homeownership costs in Florida?
Property taxes in Florida average ~$4,800/yr (~1.2% effective rate on a $400K home). Through a sale-leaseback, taxes become the investor's obligation. You stay in your home and eliminate tax bills, special assessments, and future increases.
How are rising insurance costs affecting Florida homeowners?
Insurance in Florida averages $5,000+/yr (Up 30-40% since 2022 - 2x the national avg.). After a sale-leaseback, insurance becomes the investor's responsibility. No more premium hikes or coverage worries - you just pay rent.
How much could I save per month by renting instead of owning in Florida?
Renting after a sale-leaseback saves $3,100 or more per month compared to total ownership costs in Florida. That includes mortgage payments (6.18%), property taxes (~$4,800/yr), insurance ($5,000+/yr), and HOA/maintenance ($400-600/mo). After the sale, you pay one predictable rent.
How much home equity can I access through a sale-leaseback in Florida?
Florida homeowners have approximately $200,000 in average equity. With a median home price of $405K, a sale-leaseback lets you unlock that equity as cash at closing while staying in your home. Closing typically takes 30-45 days.