Your home holds decades of equity. Convert it into retirement income, without leaving the neighborhood, the neighbors, or the life you built. Sell your home, get the cash, stay as a renter.
No loans. No moving trucks.
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Get a free cash offer — no obligations, no pressure.
Decades of homeownership built real wealth. The challenge is that it's sitting in your walls, not in your pocket.
Three straightforward steps, from your first conversation to cash in hand, without packing a single box.
Tell us about your home. We match you with verified investors who compete for your property, transforming decades of home equity into retirement income you can actually spend. No showings, no open houses, no strangers walking through your living room.
You'll receive a competitive cash offer and a leaseback agreement with terms built around your retirement timeline, from 3 months to 5 years. Review everything at your own pace. No pressure, no deadlines imposed on you.
Close in as few as 3 to 6 weeks. The equity from your home goes directly to you. Use it for living expenses, healthcare, family, or peace of mind. Your address doesn't change. Your life doesn't change. Your finances do.
Wondering how far your equity could go?
A home with $300,000 in equity could fund 8+ years of living expenses at $3,000/month, while you continue living there as a renter.
"I am already turning 70 so I am getting old. I wanted to spend the money with my adult children and wanted to stay as a tenant forever, so Sell2Rent was the best method I found." - John & Laquisha, Houston TX
Understanding where you are helps us find the right path forward for you.
You're doing your homework, comparing reverse mortgages, downsizing, HELOCs, and other options. A sale-leaseback deserves a spot in that comparison. It's the only approach that converts 100% of your agreed equity to cash while keeping you in your home with no debt created.
Retirement is on the horizon. You're thinking about cash flow, covering healthcare, and what life looks like without a regular paycheck. Getting your free offer now, with zero obligation, gives you real numbers to plan with, so when the time comes, you're ready to move confidently.
You've decided: you want the cash your home represents without the disruption of moving. This is where Sell2Rent shines. We find your buyer, structure your lease, and close in as few as 3 to 6 weeks. You walk away with equity in hand and your life exactly where it was.
You're retired but your home equity is sitting idle while expenses grow. Whether it's medical costs, supporting family, or simply wanting more breathing room, a sale-leaseback unlocks that capital now, without changing your address or your lifestyle.
Select your situation and we'll tell you what to expect next.
Reverse mortgages can be costly and complicated. They create debt against the home you've spent decades building equity in. Here's how a sale-leaseback compares head-to-head.
| Feature | Reverse Mortgage | Sell2Rent Sale-Leaseback |
|---|---|---|
| Debt created | Yes, a loan against your equity | ✓ None. You sell outright. |
| Minimum age requirement | 62 years old | ✓ No minimum age |
| Cash received | Partial — fraction of equity value | ✓ 100% of agreed sale price |
| Ongoing obligations | Insurance, property taxes, maintenance | ✓ Monthly rent only. No surprises. |
| Maintenance responsibility | Stays with you | ✓ Transferred to new owner |
| Credit check required | Often yes | ✓ No credit check |
| Upfront costs | 2–6% of home value + origination fees | ~6% transaction fee + closing costs |
| You stay in your home | Yes (while requirements are met) | ✓ Yes, guaranteed by lease agreement |
| Process timeline | 30–45+ days, complex underwriting | ✓ 3–6 weeks, straightforward process |
| Impact on credit score | None | ✓ None |
Free offer. No obligation. No credit check.
Rated 4.5 stars on Google and BBB A+ accredited. Here's what families across the country experienced.
"I am already turning 70 so I am getting old. I wanted to spend the money with my adult children and wanted to stay as a tenant forever, so Sell2Rent was the best method I found."
"No one ever made us feel like we were a burden when we always had 20 questions ready to ask. Very patient and understanding with us as this was a huge decision. Their team made the entire process so much easier than I imagined."
"The road was a little bumpy along the way, but in the end, we are happy with the result, and have a huge feeling of relief now. Thanks for working with us, understanding our position and feelings about things and staying patient."
"Very patient and understanding with us, as this was a big decision. Sell2Rent's team made the entire process much easier than I imagined in my head!"
No pressure, no rush. Take your time with these. Call us at 1-800-954-6373 whenever you're ready to talk.
Yes, especially for homeowners who are equity-rich but income-constrained. If most of your net worth is tied up in your home, a sale-leaseback converts that illiquid asset into spendable retirement cash, while letting you stay in your home as a renter. You unlock the wealth you built without uprooting the life you built it in.
A reverse mortgage creates debt against your home with ongoing requirements. You must keep paying insurance, property taxes, and maintenance, or risk losing the home. A sale-leaseback converts your equity to cash outright: no debt, no loan, no ongoing obligations beyond your monthly rent. You also receive the full agreed sale price, not a partial draw against equity.
Downsizing requires you to move, deal with repairs, pay agent commissions, find a new place to live, and say goodbye to the neighborhood you know. A sale-leaseback converts your equity without any of those disruptions. You stay in the same home, the same street, surrounded by the same people you love. Same address. Different financial picture.
There is no minimum age requirement. Unlike reverse mortgages (which require you to be 62), a Sell2Rent sale-leaseback is available to any homeowner regardless of age. The key criteria are that you own at least 30% equity in a single-family home, condo, or townhouse valued at $1,000,000 or less in the United States.
Sell2Rent structures leases from 3 months to 5 years, with renewal as a common outcome. Investors who purchase through Sell2Rent specifically want stable, long-term residents, not vacancy. Your lease terms, including rent amount and length, are agreed upon before closing and are legally binding.
No. Once the sale closes, the new property owner assumes responsibility for maintenance and major repairs. This is one of the most meaningful benefits for retirees. No more unexpected repair bills, no roofing emergencies, no HVAC surprises. Your only monthly commitment is your agreed rent.
The cash is entirely yours to use however you choose. Living expenses, healthcare costs, travel, gifts to children or grandchildren, paying off debt, building an investment portfolio, or simply the peace of mind that comes from knowing your retirement is funded. There are no restrictions on how the proceeds are used.
Rent is set at fair market value based on comparable rental homes in your neighborhood. The amount is agreed upon before you sign anything, so you can evaluate whether it fits comfortably within your retirement budget. Typical rents average around 5% of the home's value annually — all disclosed upfront.
Our transaction fee is approximately 6% of the sale price (minimum $11,500), plus standard real estate closing costs. Every cost is disclosed in full before you sign anything. No hidden fees, no surprises at the table. Transparency is a core part of how we operate.
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