Your lease is a contract, and it holds up under the law. The new owner cannot end your lease without cause. Your move-out date is set in writing and agreed to in advance. You decide when that is, not the owner.

You move when you want to. Your move-out date is set in writing and agreed to in advance. You decide when that is, not the owner.

Yes this is a completely legal and financially sound program. At Sell2Rent we have helped over 200 homeowners sell their house and stay as a renter

Imagine your home is worth $300K and you owe $200K on the mortgage. That is $100K in equity ($300k-$200=$100k). Your equity is roughly what you can expect to walk away with before closing costs. Every house is different. The only way we can give you a real estimate is to have a quick 5min chat with our advisors. Fill the form to grab a meeting with them.

We need at least three weeks before the date the bank has scheduled the auction. The more time you give us, the better. If you are close to that date, call anyway. We will tell you straight whether we can make it work. Do not wait.

We help you sell your house before the foreclosure is executed and your credit score takes the hit. By selling your house you can pay off the mortgage and stop foreclosure definitely.

There are no surprise increases during your lease. You agree to the rent up front, in writing, for the entire term. Before signing, your advisor helps you confirm the rent fits your budget. If a longer lease gives you more stability, you can lock in a longer term from the start.

If your circumstances improve or change, you are not locked in forever. Your lease will spell out the terms for moving out early, including any notice period. Because you are a renter, you have a renter's flexibility. Ask your advisor to walk through the early-exit terms before you sign.

When your mortgage is paid off through the sale, that debt is cleared from your credit report. Avoiding foreclosure protects your score from a major hit. Paying rent on time, like any renter, keeps you in good standing. A sale-leaseback is not a loan, so it does not add new debt to your profile.

Once you sell, the owner carries the property insurance, the same as any landlord. Your personal property is covered by a renters policy, which is far cheaper than a homeowner policy. That shift is one more cost that moves off your plate when you become a renter.

A sale-leaseback is a type of transaction, not a restriction on who you work with. If you already have an agent, they can stay involved. If you are starting from scratch, Sell2Rent guides you through the whole process. Tell your advisor what you already have in place.

To prepare your offer, an advisor will ask for your most recent mortgage statement, something that confirms you own the home, and identification. If there are liens, a second mortgage, or HOA dues, those documents help too. Your advisor will give you a simple checklist so nothing slows down closing.

Proceeds from a home sale are not income, so they are not taxed like a paycheck. Capital gains rules may apply, but most homeowners selling a primary residence are covered by the primary-residence exclusion. Sell2Rent is not a tax advisor, so confirm your specific situation with a CPA.

Once you share the basic details about your home, an advisor reviews the value and the equity, then comes back with a number. There is no cost to get the offer and no obligation to accept it. If you are on a foreclosure timeline, say so on the first call so they can move faster.

If your spouse, ex-spouse, or any co-owner is on the deed, they are a legal owner and must agree. This comes up often in divorce. Your advisor coordinates with all owners so the paperwork is clean and no one is left out of the process.

A sale-leaseback is a full sale of the home. If you co-own the property with someone, both owners on the title have to agree to sell. If you are trying to buy out a co-owner instead, tell your advisor. They can explain whether a sale-leaseback fits that goal or whether another path makes more sense.

We work nationwide, in markets with steady rental demand so the lease makes sense for both sides. Ask your advisor about your specific area.

Homeowners use sale-leasebacks to handle foreclosure, divorce, debt, job loss, and retirement. You can read their stories on our site. Real people who did not want to move, who needed cash, and who needed it quickly.

In a normal sale, you list, you sell, and you have to find somewhere new to live. In a sale-leaseback, you sell and stay right where you are. Same house, same neighborhood, same life. The only difference is you receive your equity and you do not move.

A reverse mortgage grows the longer you live in the home, and the balance comes due when you leave. A sale-leaseback is final. You sell the house, receive your equity today, and live there as a renter. No loan. No growing balance. No debt waiting for you at the end.

A home equity loan or HELOC borrows against your house and stacks a new payment on top of your mortgage. You still owe, and now you have two payments. A sale-leaseback is the opposite. You sell, the mortgage is paid off, you receive your equity as cash, and you have one payment: rent.

Sell2Rent also provides a basic inspection report for each property. Your advisor coordinates the timing with you.

A serious buyer may want to walk through the home before they purchase it. We schedule it with you and respect your time and space. There is no sign in the yard. That is not how this works.

Pet terms vary by investor and may include a deposit. Your advisor will confirm the specifics in writing before you sign, so you know your pets are covered.

A sale-leaseback is a true sale, so a built-in buy-back is not part of the standard deal. If you want to buy the house back someday, that would be a separate negotiation with the owner, and it would be their decision. Tell your advisor up front so they can explore options.

If the new owner sells the home, the lease goes with it. The next owner is bound by the same terms: your rent, your lease length, your conditions.

You set the term before you sign, so there are no surprises about how long you are protected. Investors want stable, long-term tenants, which means longer stays are welcomed. The timeline is written into your contract up front and it is yours to keep.

Most homeowners selling their primary residence do not owe capital gains tax, because of the primary-residence exclusion. But your situation is unique. A CPA can give you a real answer in fifteen minutes. Your advisor can help you know what questions to ask.

There is a transaction fee of 6% of the sale price, or $15,000, whichever is higher. In addition to that, you will pay normal closing costs, the same ones as in any home sale. Nothing is hidden. You see the sale price, your cash amount, your rent, and the fees in one offer. Then you decide if you want to move forward.

Your rent is based on what comparable homes in your area go for. That number is written into the lease and stays fixed for the full lease term. You will not be surprised by a rent hike next year. You know what you are paying, for as long as your lease runs.

A sale-leaseback is not a loan. You are selling property. That is why homeowners whose credit was damaged by divorce, medical bills, or job loss still qualify. The equity in your house is the qualification.

Your lease is a contract, and it holds up under the law. For the term you agreed to, you have the right to stay. The new owner cannot end your lease without cause. Your move-out date is set in writing and agreed to in advance. You decide when that is, not the owner.

The cash from the sale pays it off in one step. You move to a rent payment instead, and you start saving from day one.

We have buyers ready, so the timeline depends on how quickly the paperwork comes together.

Imagine your home is worth $300K and you owe $150K on the mortgage. That is $150K in equity, roughly what you could walk away with after costs. Every house is different. The only way to know your real number is a quick conversation with an advisor.

It is what your home is worth today, minus what you still owe on the mortgage. Say your home is worth $300K and you owe $150K. Your equity is $150K. That is the money locked in the house, and it is what you cash out in a sale-leaseback.

You are probably a fit if you want to cash out your equity and stay in your home as a renter, you have at least 30% equity, and your home is a single-family house, townhouse, or condo. Being behind on payments or having damaged credit does not disqualify you.

We need at least three weeks before the date the bank has scheduled the auction. The more time you give us, the better. If you are close to that date, call anyway. We will tell you straight whether we can make it work. Do not wait.

You use the sale money to pay off what you owe and stay in the home as a renter. Just make sure to start at least 4 weeks before your court date

You sell the house, sign a lease, and stay right where you are. Same bedroom. Same kitchen. Same neighbors. The same schools if you have kids. The only thing that changes is the payment. You go from an unaffordable mortgage to easy-on-the-wallet rent.

People worry because it sounds too simple to be true. But a sale-leaseback is a recognized real estate transaction. Banks, large investors, and doctors all use them. With Sell2Rent, everything runs through a standard purchase contract, a real lease, and a normal closing with a title company. You can ask to see the documentation anytime.

A sale-leaseback lets you sell your house and get that money as cash, all while staying in the home as a renter.