Florida homeowners

Sell your Florida home, unlock your equity, and stay as a renter.

Florida homeowners are sitting on an average of $200,000 or more in home equity. Access yours in as little as 30 days — without packing a single box.

No obligation · Most offers in 24 hours No debt. No interest. Stay in your home.
Florida home — couple on porch
golden hour · warm & relaxed
Trusted by homeowners nationwide Nationwide investor network Close in 30–45 days Any home condition accepted

What Is a Residential Sale-Leaseback in Florida?

A residential sale-leaseback in Florida allows homeowners to sell their property to an investor and remain in the home as a renter. You receive the full sale proceeds in cash at closing — and keep living in your home.

In Florida, the process typically takes 30 to 45 days. You sign a lease of one to five years. There is no new debt, no moving required, and no disruption to your daily life.

Sell2Rent connects Florida homeowners with qualified investors who acquire the property and lease it back — creating an outcome that works for both sides.

By the numbers

30–45
days to close in Florida
1–5
year lease terms available
$405K
Median FL Home Price (2026)
#1
State in foreclosure filings (Jan 2026)
30%+
minimum equity to qualify

The Real Cost of Owning a Home in Florida (2026)

Between rising insurance premiums, property taxes, HOA fees, and maintenance, many Florida homeowners pay far more per month than expected — often more than rent after a sale-leaseback.

$5,000+/yr
Homeowners Insurance
Up 30–40% since 2022 · 2× the national avg.
~$4,800/yr
Property Taxes
~1.2% effective rate on a $400K home
$400–600/mo
HOA + Maintenance
HOA up 8% YoY · maintenance shifts to investor after leaseback
7%+
Mortgage Rates
Current fixed rates — eliminated after leaseback

For many Florida homeowners, renting after a sale-leaseback saves $1,500 or more per month compared to the full cost of ownership. And you still get to stay in the home you love.

How Does a Sale-Leaseback Work in Florida?

The Sell2Rent process is designed to be simple, transparent, and fast. Most Florida homeowners complete the process in about 30 to 45 days.

1

Request Your Free Offer

Share basic details about your Florida property. No cost, no obligation, no impact on your credit. We accept homes in any condition.

Takes 5 minutes
2

Review Competitive Investor Offers

Your property is presented to our network of qualified investors. Multiple investors compete for your home — which means better offers and terms for you.

Your pace, your decision
3

Close, Cash Out, and Stay

Accept an offer, close in 30 to 45 days, receive your equity in cash, and sign your lease. Same house. Same neighborhood. Same life — more breathing room.

30–45 days to close

Florida homeowners come to us from many situations.

If any of these sound familiar, a sale-leaseback may be worth exploring.

Financial pressure or falling behind

A sale-leaseback lets you reset financially without leaving your home or absorbing the credit impact of a foreclosure. Access your equity and stay.

Going through a divorce

Both parties receive their fair share of home equity in cash, while the occupying spouse can stay — reducing disruption for families and children.

Equity-rich but cash-limited

Convert your home equity to liquid cash without the obligation of a reverse mortgage, a HELOC, or the need to downsize. No new debt, no interest.

Unexpected medical costs or debt

Access your equity in 30 to 45 days, without disrupting where you live or adding new financial obligations to your plate.

How does this compare to your other choices?

Here is a straightforward look at the most common paths Florida homeowners consider when they need to access their equity.

Sale-Leaseback
(Sell2Rent)
Traditional
Sale
HELOC /
Refi
Reverse
Mortgage
Foreclosure
Keep living in your home
Receive cash from home value Partial Partial
No new debt or interest
Insurance & taxes eliminated N/A N/A
Maintenance eliminated N/A N/A
No age requirement 62+
Speed to close ~30 days 60–90 days 2–6 weeks 30–60 days 6–12 months
Foreclosure risk removed

A sale-leaseback is the only option that eliminates insurance, taxes, and maintenance — while letting you stay and access your full equity without debt.

Sale-Leaseback in Your Florida City

Sell2Rent serves homeowners across all of Florida. Here is what the market looks like near you:

Miami-Dade

Median Price$570,000
YoY Change-2.5%
5-Year Equity~$300K
Highest equity position in FL. Insurance and condo HOAs among the most expensive in the state.

Tampa Bay

Median Price~$400,000
YoY ChangeStable
Foreclosure Rate#1 U.S. Metro
Highest foreclosure rate of any U.S. metro (1 in 1,373 homes). Sale-leaseback demand growing fast.

Orlando

Median Price~$390,000
YoY ChangeSoftening
Foreclosure RankTop 5 U.S.
Fastest growing FL metro. Rising costs are squeezing families despite significant equity gains since 2019.

Jacksonville

Median Price$282,000
YoY Change-4.4%
Foreclosure Rate1 in 1,576
Most affordable major metro in FL. Prices declining — locking in equity now is a smart move.

See what your Florida home is worth.

No obligation, no pressure. Get a competitive cash offer from our investor network and decide at your own pace — most offers arrive within 24 hours.

No credit check · No fees · No obligation

Available in all 50 states Any home condition Stay in your home

Frequently Asked Questions About Sale-Leaseback in Florida

A sale-leaseback is a transaction where you sell your Florida home to an investor and immediately sign a lease to keep living in it as a renter. You receive the full sale price in cash — typically 85–95% of fair market value — and your lease term is usually 1 to 5 years. Sell2Rent operates as a marketplace where multiple investors compete for your property, which drives better offers. The process from application to closing takes approximately 30 to 45 days.
The amount depends on your home's current fair market value and any outstanding mortgage balance. Investors typically offer 85–95% of fair market value. After paying off any existing mortgage, the remaining cash goes directly to you. There are no hidden fees or commissions charged to the seller.
Lease terms are typically 1 to 5 years. Your lease is negotiated as part of the transaction, so you have input on the duration. Rent is set at fair market rate for your area at the time of the transaction. Many investors prefer long-term, stable renters — so staying for several years is encouraged, not penalized.
When your lease ends, you have options. You can renew with your investor (many prefer this), negotiate a new lease, or move at your own pace. Some investors are open to repurchase discussions if your financial situation has improved, though outcomes depend on the individual investor and market conditions at the time.
Getting a free offer from Sell2Rent does not impact your credit score. When you complete the sale transaction, the mortgage payoff is reported as a satisfied debt — which is neutral to positive for most credit profiles. A sale-leaseback generally has a far better credit impact than alternatives like foreclosure or missed payments.
A reverse mortgage only covers up to 60% of your home's value, requires you to be 62 or older, accrues interest that compounds over time, and still leaves you responsible for insurance, taxes, and maintenance. A Sell2Rent sale-leaseback has no age requirement, no debt, no interest, covers 85–95% of market value, and transfers all ongoing ownership costs to the investor.
We work with single-family homes, townhomes, condos, and multi-family properties (up to 4 units) across Florida. The primary qualification is equity — you generally need at least 30% equity in the property. Condition and location are evaluated as part of the offer process, but we accept homes in virtually any condition.
Your home. Your terms. Your future.

You worked hard for your home. Keep it.

Sell2Rent connects Florida homeowners with investors who want exactly that — a property with a great resident already in place. Sell, cash out, and stay. On your terms.

No credit check · No obligation · Most offers in 24 hours · Available across Florida

Florida neighborhood
family on porch, golden hour