Lost Your Job?
Keep Your Home.
When income stops, the mortgage doesn't. Sell2Rent converts your home equity into cash and lets you stay as a renter, giving you the runway to get back on your feet without having to move.
Your Property Address
No credit check · Confidential · Zero obligation
You Don't Have to Figure This Out Alone
Job loss throws everything off. We've helped thousands of homeowners find a path forward without having to pack up and leave.
Your Situation Stays Private
Everything you share with us is confidential. We never report to lenders, share your information, or make your situation public in any way.
You Stay in Your Home
After the sale, you become a renter in your own home. Same address, same neighborhood, same school for your kids. Nothing about your daily life changes.
You Control the Timeline
No pressure to rush. We move at the pace that works for you, and you decide if and when to proceed. There's no obligation after getting your offer.
No Judgment. Just Options.
Our advisors have helped families through layoffs, career pivots, and everything in between. We listen first, then show you the numbers.
Three Steps to Financial Relief
Enter Your Address
Takes two minutes. We use your home address to calculate a fair market cash offer with no appraisal fee, no commitment, no strings attached.
We Handle Everything
Our team manages paperwork, title, inspections, and closing. You don't hire an agent, stage your home, or field weekend showings. We take care of it.
Close, Get Cash, Stay Home
You receive your equity as a lump-sum cash payment. Then you sign a straightforward lease and keep living in your home on your terms and your schedule.
The Smarter Choice When Income Stops
| Sell2Rent | Traditional Sale | Default / Foreclosure | |
|---|---|---|---|
| Stay in your home | ✓ Yes, as a renter | ✗ Must vacate | ✗ Evicted |
| Receive cash from equity | ✓ Full market value | ~ After fees & delays | ✗ Equity lost |
| Credit score protected | ✓ No negative impact | ✓ If sold before default | ✗ Severely damaged |
| Speed to close | ✓ As fast as 2 weeks | ~ 60–90+ days | ✗ Bank timeline, not yours |
| No agent commissions | ✓ Zero agent fees | ✗ Typically 5–6% | ✗ Legal & bank fees |
| No repairs required | ✓ Sell as-is | ✗ Often required | ✗ Irrelevant at this point |
What Happens If You Wait
You're using savings or severance to cover the mortgage. It's still being paid, but the runway is shortening. This is the best time to look at your options, while you still have a clean payment record and full negotiating leverage.
Credit cards are covering the basics. The mortgage is still current but barely. Job hunting is taking longer than expected and the cushion is almost gone. You're not in default yet, which means you still have good options.
The first missed payment hits your credit score immediately and triggers late fees. Lender calls start. You can still sell at this stage before any formal default is on record, which protects both your credit and your equity.
Your lender files a Notice of Default, which becomes a public legal record. Credit takes a serious hit and the foreclosure clock officially starts. The window to sell on your own terms is closing. We've helped homeowners at this exact stage close in under two weeks.
The home goes to auction. Equity is lost, credit is severely damaged, and you are forced to vacate. If you are reading this at stage five, call us now. Depending on where you are in the process, there may still be options. We will be honest with you about what is and isn't possible.
What Families Say About Sell2Rent
"Got laid off in November. By January I was starting to panic. A friend mentioned Sell2Rent and I figured why not. Got an offer within a day, closed about three weeks later, stayed in the house. Used the cash to cover living expenses while I job hunted. Found something by April. Honestly saved us."
"I was worried the whole process would be complicated or pushy. It wasn't. My advisor walked me through everything, explained the lease terms clearly, and I never felt rushed. I'm still in my house, my daughter didn't change schools. It worked out."
"My wife and I both lost our jobs within two months of each other. We had no idea what to do. Sell2Rent gave us cash from our equity and let us rent back while things stabilized. That breathing room made all the difference. I found work again six months later."
"I was one payment behind when I called. They moved fast. Closed in 16 days, the sale covered the late payment plus gave me real money to work with. Still living here now. Wish I had called a month sooner but I'm glad I called at all."
Answers to Your Biggest Concerns
No. That's the whole point of Sell2Rent. After the sale closes, you sign a straightforward lease and stay in the home as a renter. Same address, same neighbors, same school for your kids. Nothing about your daily life changes. The financial pressure does.
Once you submit your address, we typically have an offer ready within 24–48 hours. If you accept, we can close in as little as two weeks. We understand that when income has stopped, speed matters. We're built to move fast.
We still want to hear from you. Even if you've missed payments, the most important thing is that you haven't yet received a foreclosure judgment. In many cases, we can close fast enough to stop the process, settle the arrears from the sale proceeds, and protect your credit from further damage. Call us right away. Time is the one thing we can't get back.
Rent is based on current market rates for your area and home size. It's typically similar to or slightly below what you'd pay for a comparable rental nearby. We'll show you the exact rent amount as part of your offer, with no surprises. Many homeowners find that the rent is actually lower than their old mortgage payment.
A sale through Sell2Rent does not appear differently on your credit than any other home sale, which means no negative impact. In fact, by selling before a default or foreclosure is filed, you actively protect your credit from the far greater damage those events would cause.
That happens more often than you might expect. You'll continue renting your home month-to-month as you rebuild. The cash from your sale becomes a financial cushion that helps you get back on your feet faster, not slower.
No. We buy homes as-is. No repairs, no cleaning crew, no open houses, no strangers walking through your space on weekends. When you're already dealing with job loss, the last thing you need is a renovation project.
Still have questions? We're real people, just call.
or call (800) 954-6373Don't Let a Job Loss
Take Your Home Too
One conversation with our team can show you your options. Get cash from your equity, keep your family at home, and buy yourself time to land on your feet. Free offer, no commitment, no pressure.